Welcome to your  "Go To" source for Residential Home Financing and Mortgage Planning!

Sean Wheelan
Personal Mortgage Consultant

What is a Mortgage Plan...?

Question: You mean there's more to a mortgage than a rate and the associated closing costs?

ANSWER: Absolutely! A Personal Mortgage Consultant can make all the difference in the world.

Question: Aren't banks and brokers all the same?

ANSWER: Not on your life! A bank has just one suite of products and just one back room. As a Broker, I'm your personal rate and service time Shopper.

Today, and more and more, no bank or lending institution is static. Your favorite bank from last year simply may not be able to help you today. Perhaps that bank or mortgage company is not even in business any more.  In fact, "Since late 2006, 345 major U.S. lending operations have "imploded"."

With rates once again at HISTORIC LOWS, its very important to know where you can get good rates and GREAT service! As a Broker I can select the best combination of rate and turn times and add my personalized approach. We can weigh the many possibilities and determine YOUR best course of action. We are forcasting rising rates through the end of the year. The time to take action is now!

As a Mortgage Broker, I'm not limited to the products and programs of any one bank or lender. I constantly evaluate my bank, credit union, mortgage and investor relationships. I'll never "pigeon hole" you in to a program that doesn't satisfy ALL your goals. I search out the best bank and program for you. SPECIFICALLY FOR YOU. We offer  options that include virtually all lending platforms, FHA, VA, USDA, Fannie Mae, Freddy Mac, 203k Rehab loans, JUMBO loans and non-agency lenders! No bank can offer such a  a massive product and underwriting menu.

As mentioned above, on a given week or month, a particular lender's staff may be at capacity, meaning increased underwriting turn times and rates that are artificially pushed upwards. Your time is valuable, I'll help you make the right decision.

My resume includes working for the largest mortgage bank, as well as, the largest mortgage company in the country, and now I can offer my clients even more!

With one simple credit pull, I personally source out the best possible product match. I have access to WHOLESALE rates and I am your one and only point of contact!

A dedicated broker is an ABSOLUTE NECESSITY in today's banking climate. The liquidity crisis is still rippling across our country and the term "declining market" is almost a household name. Normal economic markers don't enable the experts to accurately predict rates as they once did, and the world's economy now affects us in ways we never thought possible. 

A tenured PRO that can guide you through these uncertain lending times and help you avoid the potential pitfalls is what you need. Id like to be that PRO, I know I have the qualifications and the desire to help you achieve your home financing goals. If you have any questions just look to the left side of this page and click REQUEST FOR INDUSTRY INFO. There you will find virtually every possible category surrounding the mortgage industry. It is yours to access for FREE, with unlimited access!!!

Let THE  FRIENDLY NEIGHBORHOOD MORTGAGE GUY go to work for YOU! In a climate where guidelines change on an almost daily basis, interest rates change at an even faster pace and the liquidity crisis continues, a PERSONAL MORTGAGE CONSULTANT is a MUST!

I sleep well at night knowing I go above and beyond to deliver the best results possible.  

As your Personal Mortgage Consultant, and trusted Broker, my goal is to help you navigate the world of Residential financing. 

"Sean-

   I want to personally thank you from the bottom of my heart for all the help and assistance you provided me during a really challenging period in my life. I appreciate your honesty and candor during the entire refi process. I look forward to working w/you again! Please don't hesitate to use me as a reference if needed.

Warm Regards,

S. M. " Hartford, CT

In your words, tell us what you like best about our organization?

"Sean was very understanding and searched until he found the best solution for the situation"

J.& L." Cranston, RI

Call me today and schedule a NO OBLIGATION CONSULTATION (Now scheduling in to January, AND  ask how you can SAVE $300 of your closing costs!)

I take every opportunity personally, and when ever possible, I'll do my best to meet you face to face. After all, its the relationship that matters most!

-The Friendly Neighborhood Mortgage Guy

ps:  I'm confident that if I can't get it done, I know who can!

pps: Be sure and check out my "Great Resources!!!" page. Its filled with networking opportunities and links to several highly esteemed local professionals!

Please navigate my web site to learn more about my services, what I can do for you, and how easy it is to get started.

And really, don't forget to ask about how you can save $300 off of your closing costs!!!

Click on the link below and read or print off this month's client news letter. Find out why people are adding themselves to the mailing list for home delivery every month!!!

December 2007 Newsletter.doc

 To Request State Licensing Information CLICK HERE

HOW TO CONTACT ME

"The Friendly Neighborhood Mortgage Guy"

BY CELL: 401-965-9384

 BY FAX: 508-276-0171

EMAIL: swheelan@TMGLtd.biz  

1287 Post Rd
Warwich, RI 02888
Branch ID 38820

Licensed Broker in: RI License Number 20041700LB, CT No. 14666, MA License Number MB 4627, ME 360035, NH License Number 10349-MBR, VT No. 0693 MB, FL MBB 0703656

 

You can find great local Warwick, Rhode Island real estate information on Localism.com Sean Wheelan is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

 

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